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AMERIPLAN Consumer Protection Starts with the Phone
Tim Merrell, the Dental Guy 02-2006
As more and more big companies, school districts and other
municipals are forced to cut healthcare and retirement benefits,
it will be up to the consumer to find cost cutting measures.
This is one of the reasons that Consumer Driven
Healthcare like Ameriplan is experiencing a huge growth
market.
If your car has a problem, you call different auto repair shops
and compare prices regarding the problem. However, many people
don't call about their dental costs, or doctor's expenses,
because they assume all healthcare prices are set by some
standard. Not True! Doctors set their own prices. However,
Ameriplan, a company in business since 1992, is helping
consumers obtain cost savings on health and dental procedures.
Most insurance dental plans have a cap of $1000.00 per year, and
today, that won't even cover a root canal. Outlined in this
updated 2005 document, at
http://www.cda.org/cda_member/pubs/update0205/qa.htm you
can see where traditional dental insurance is lacking. This
problem with current dental insurance is another reason people
turn to AmeriplanUSA. Ameriplan has no waiting periods.
Dentists and doctors do not publish their prices, and they
charge a higher rate for those with no coverage. If you don't
believe me, pick up the best selling book called The New Health
Insurance Solution. In this book the best selling author, Paul
Zane Pilzer, writes on page 8, that doctors typically charge
from 150 to 500 percent more for uninsured clients. Ameriplan is
not insurance, but it does give you the purchasing power of
discounted rates offered to insured clients, but at a much lower
monthly rate than traditional insurance.
We as consumers need to push for legislation to make price
comparisons easier for the consumer. Just calling and asking
"How much is an office visit" may not get you the correct
answer, because as in the Dental Code examples below, these two
items are both office visits. To compare actual prices, one
needs to use the Dental Procedure Codes. That's why we need
legislation. These codes are not available to the general
public.
D0150 Comprehensive oral Evaluation D0140 Limited Oral Evaluation
After days of research and my wife, Gina's web know how, I found
common dental procedure codes. We listed them at
http://www.lowcostrootcanal.com and you can use them to
compare your dental costs today.
About the author:
Tim Merrell, dubbed The Dental Guy
http://www.thirdpocket.com/abouttim.htm and he brings his years
of expertise in the employee benefits' industry. Check out
Ameriplan and see how it can save costs for your employer group.
He can be reached toll free at TOLL FREE 888-858-3778 or (435)
628-1595, or email tim@dentalguy.net
Written by: Tim Merrell, The Dental Guy
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